What you get
Everything you need. Nothing you don't.
$0 Monthly Fee
Access Checking is always free — no minimum balance, no activity requirements, no surprises on your statement.
40,000+ Fee-Free ATMs
Your Summit debit card works at any Allpoint ATM with no fee. Find the nearest one in the Summit Bank mobile app.
Digital-First Banking
Full mobile check deposit, Zelle payments, and online bill pay — all included at no extra charge.
- $0
Monthly Fee
No exceptions, ever
- 0¢
Minimum Balance
Open with any amount
- 40K+
Fee-Free ATMs
Allpoint network nationwide
Common Questions