Credit Cards
Earn more on every purchase. Pay less in fees.
Summit Bank credit cards come with no annual fee, $0 fraud liability, and local credit decisions that move faster. Find the card that works hardest for you.
Why Summit Bank Credit
Credit cards built for how you actually spend
Rewards you'll actually use. Rates that are fair. And a credit team that makes decisions locally.
$0 Fraud Liability
Every Summit Bank card includes $0 fraud liability. If you didn't make a charge, you don't pay for it — guaranteed.
No Annual Fee Options
Both the Rewards Card and Cash Back Card have no annual fee. Keep more of what you earn.
Local Credit Decisions
Credit decisions are made by our local team, not an algorithm. Faster answers and a real person you can call.
Compare Cards
Choose the card that fits your spending
Swipe to compare
Rewards
Earn Rate
1-3x Points
1.5% Cash Back
1% Cash Back
Dining Rewards
3x Points
1.5% back
Travel Rewards
2x Points
1.5% back
Rates & Fees
Annual Fee
$0
$0
$35
Purchase APR
19.99%
18.99%
21.99%
0% Intro APR
12 months
Features
$0 Fraud Liability
Credit Building Focus
Rewards
Earn Rate
1.5% Cash Back
Dining Rewards
1.5% back
Travel Rewards
1.5% back
Rates & Fees
Annual Fee
$0
Purchase APR
18.99%
0% Intro APR
12 months
Features
$0 Fraud Liability
Credit Building Focus