Checking Accounts
Banking that fits your life, not the other way around
From fee-free Access to premium Preferred, Summit Bank checking accounts put more money back in your pocket with personal service at every branch.
Why Summit Bank Checking
The checking account your bank should have been offering all along
No hidden fees. Real interest. A team that picks up the phone.
No Monthly Fees
Access Checking is always free — no minimum balance, no maintenance fee, no catches. Open with any amount.
Earn Interest on Your Balance
Select and Preferred accounts earn APY on every dollar. Your checking balance works as hard as you do.
40,000+ Fee-Free ATMs
Your Summit debit card works at any Allpoint ATM with no fee. Select and Preferred clients get cash-back reimbursements on top.
Compare Accounts
Choose the checking account that works for you
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Account Basics
Monthly Fee
$0
$8 (waived w/ direct deposit)
$25 (waived w/ $5,000 balance)
Minimum Balance
None
$500
$1,000
Interest (APY)
0.10%
0.50%
ATM & Transactions
ATM Fee Reimbursements
Up to $10/mo
Unlimited
Overdraft Protection
Premium Perks
Priority Support
Financial Advisor Access
Account Basics
Monthly Fee
$25 (waived w/ $5,000 balance)
Minimum Balance
$1,000
Interest (APY)
0.50%
ATM & Transactions
ATM Fee Reimbursements
Unlimited
Overdraft Protection
Premium Perks
Priority Support
Financial Advisor Access