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Summit Bank

Summit Bank

A bank that answers when you call

200,000 members trust Summit Bank with every layer of their financial lives. Real advisors, straightforward answers, no automated runarounds.

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Summit Bank branch exterior

Everyday Banking

Personal Checking

Straightforward accounts with no hidden fees, digital bill pay, and fee-free access at all 42 Summit branch ATMs.

Grow Your Money

Savings & CDs

High-yield savings accounts and competitive CD rates from 3-month terms to 5-year ladders to grow your money without risk.

Real Estate

Home Loans

Fixed and adjustable-rate mortgages, home equity lines, and first-time buyer programs with local underwriting and fast decisions.

For Business

Business Banking

Business checking, merchant services, commercial lending, and treasury management scaled to your company's stage and ambition.

Plan Your Future

Wealth Management

Personalized investment planning, IRAs, and trust services from Summit's certified advisors, accessible to every member.

Always On

Digital Banking

Mobile check deposit, real-time alerts, Zelle transfers, and 24/7 account access, plus no-fee digital-only account options.
Summit Bank community investment
Community First

$48M reinvested. One unwavering promise.

Every dollar deposited at Summit goes back to work in the communities it came from. $48M channeled into member lending, homebuyer programs, and small business grants.

Our Story
  • $4.2B

    Assets Under Management

    and growing every year

  • 200K+

    Members Served

    and growing nationwide

  • 50+

    Branch Locations

    across multiple states and expanding

  • 65+

    Years of Service

    community banking since 1959

Our Services

Everything you need to bank with confidence

When we were ready to buy our first home, Summit Bank's mortgage team didn't just process our application. They walked us through every option and found a rate that made it possible. After 12 years, they still feel like our neighbors, not a bank.

Summit Bank Members since 2012

FAQ

Common questions about banking with Summit

Yes. All eligible deposits are insured up to $250,000 per depositor, per ownership category.