Savings Accounts
Put your savings to work earning more than you thought possible
Summit Bank High-Yield Savings earns 4.75% APY — roughly 12 times the national average — with no minimum balance and no tricks.
Why Summit Bank Savings
Competitive savings rates, backed by 65 years of trust
FDIC-insured. No minimums. Rates that actually reward patience.
12x the National Average
4.75% APY on High-Yield Savings, compared to the 0.46% national average. That gap compounds fast.
Start with $0
No minimum balance to open, no minimum to maintain. Earn top-tier APY from your very first dollar.
FDIC Insured
Your deposits are insured up to $250,000 per depositor by the FDIC. Joint accounts are insured up to $500,000.
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Rates
Annual Percentage Yield
4.75%
Up to 4.90%
Account Features
Minimum Balance
$0
$10,000
Monthly Fee
$0
$0
FDIC Insured
Monthly Withdrawals
Unlimited
6/month
Mobile Check Deposit
Check Writing
Rates
Annual Percentage Yield
Up to 4.90%
Account Features
Minimum Balance
$10,000
Monthly Fee
$0
FDIC Insured
Monthly Withdrawals
6/month
Mobile Check Deposit
Check Writing